Charge Card Debt Relief through debt settlement discussions is a topic Young Finance Guy has covered in terrific detail.
Source
http://www.sooperarticles.com/finance-articles/loans-articles/settle-credit-card-debt-key-aspects-debt-settlement-you-need-know-1556066.html
source http://www.nwsuburban-bankruptcy.com/settle-credit-card-money-crucial-facets/
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